Atlanta Credit Card Defense Lawyer
Recently sued? Our firm can help!
Credit card companies can sue consumers for any number of reasons, but the most common stems from unpaid bills. Unfortunately, these companies are often very aggressive; consumers feel that they have no choice but to give in to their demands. Our firm is here to tell you differently. By utilizing the right strategies, you have a chance at successfully overturning the lawsuit and taking a stand for what you deserve. Our Atlanta credit card defense attorneys have been doing exactly that for over 25 years and are eager to do the same for you. The sooner you call, the sooner our credit card debt lawyers can help.
Schedule your free consultation today for a no-risk assessment of your case with our credit card debt lawyers near you!
What Defenses Do I Have to a Credit Card Lawsuit?
Because each case is different, it is important for our credit card attorney to capitalize on the defense tactics that will maximize your chances of success.
Some of the most effective defenses include:
- Statute of limitations: In short, the debt is too old to be enforced. If the credit card company does not file the lawsuit in the timeframe specified by Georgia law, the lawsuit against you may be dismissed.
- Improper service of the summons & complaint: Companies are required to abide by certain requirements when delivering notice of a lawsuit. Failure to do so can work in your favor.
- Fraudulent credit card charges: If your debt stems from identity theft or a stolen credit card, the lawsuit does not apply.
- Payment of the credit card account: One of the simplest defenses, simply paying your debt in part or in full is a sure way to get the credit card company off your case.
These defenses and others have proven helpful time and again in the event of credit card lawsuits. When you first receive notice of the lawsuit, remain calm and seek legal counsel immediately. Schuyler Elliott & Associates, Inc. offers 24/7 availability to Atlanta residents in need of a credit card defense lawyer.
Contact an Atlanta credit card defense lawyer today!
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