Dacula Foreclosure Defense

Advocating for Homeowners for Over 25 Years

Just 37 miles north of Atlanta, Dacula truly is a beautiful place to live. With 84.6% of homes in Dacula owner-occupied, the average sale price for single-family homes is $419,215. From enjoying a run through Mulberry Park to playing a friendly game of disc golf in Maple Creek Park, many people find this an idyllic town in which to pursue their goals or raise a family.

However, life is not always easy, especially for those who are dealing with insurmountable debt and the looming threat of foreclosure. At Schuyler Elliott & Associates, Inc., we understand how scary it can be to face foreclosure. Our law firm is ready to help Dacula residents in need of foreclosure defense counsel.

Our Dacula foreclosure defense attorney has helped thousands of clients. Call (770) 400-9102 or message us online to schedule a free consultation.

What Is Foreclosure Defense?

Foreclosure defense involves a range of legal strategies aimed at helping protect homeowners who face losing their homes to foreclosure. It's not just about delaying the process; it's about examining the foreclosure process itself for any errors, rights violations, or possible defenses that could result in the homeowner retaining their property or negotiating a more favorable outcome.

An experienced foreclosure defense attorney, like ours, may be able to assist homeowners in numerous ways, including:

• Reviewing the lender’s foreclosure notice
• Negotiating with lenders
• Identifying violations of federal and/or state mortgage servicing laws
• Representing homeowners in court
• Filing for bankruptcy if/when appropriate

Foreclosure defense can offer a lifeline to families who are struggling to stay in their homes. Our experienced lawyer is committed to exploring every possible avenue to defend your home against foreclosure.

Foreclosure Surplus Funds Recovery

After a foreclosure sale, there might be instances where the sale amount exceeds the debt owed. These extra funds are known as "foreclosure surplus funds." For example, let's say your home was foreclosed upon, and the bank sells it for $425,000. However, you only owe $415,000 between your mortgage debt and other fees. This means a surplus of $10,000 is left over after the sale.

If, at the time of the foreclosure, you were the record owner of the property, you may be entitled to claim these funds.

Recovering foreclosure surplus funds involves filing the necessary documents within specified timeframes. Though this may sound straightforward, it can be complex, and other parties may also have a claim to these surplus funds. Consequently, having legal representation is strongly encouraged.

Turn to Our Dacula Foreclosure Attorney for Help

At Schuyler Elliott & Associates, Inc., our team is well-versed in the nuances of foreclosure defense, including surplus funds recovery. For over 25 years, our firm has worked diligently to help clients protect their rights and preserve their dignity in the face of foreclosure. Whether it involves petitioning the court, completing intricate paperwork, or negotiating with lenders and other lien holders, our Dacula foreclosure lawyer is committed to guiding clients through every step of the process.

If you are struggling with mortgage debt or have lost your home to foreclosure, you are not alone. Call Schuyler Elliott & Associates, Inc. at (770) 400-9102 or contact us online for compassionate counsel, no matter what.