Sandy Springs Foreclosure Defense

Compassionate Guidance from Experienced Attorneys

A suburb of Atlanta, Sandy Springs is a thriving city with a vibrant arts and music community. It is also an excellent place for those who love the outdoors. From Centennial Olympic Park to the Atlanta Botanical Garden, there is no shortage of things to do, making Sandy Springs a popular place to live and work.

According to Zillow, the average home value in Sand Springs has increased by 6% in the last year. While this is great for some people, rising home costs over the last several years have caused some to struggle and even face foreclosure.

If you are someone who has made Sandy Springs your home, the thought of losing your house and having to leave this vibrant community can be incredibly distressing. An unexpected foreclosure can threaten your and your family's financial stability and future. At Schuyler Elliott & Associates, Inc., we understand what you're going through, and our foreclosure defense attorneys are here to help.

Contact our Sandy Springs foreclosure lawyers today to discuss your foreclosure defense options. Call (770) 400-9102 or message us online.

What Is Foreclosure Defense?

Foreclosure defense refers to the legal strategies that may be used in an attempt to prevent or delay the foreclosure process initiated by lenders. This may involve challenging the foreclosure action in court and raising any defenses applicable to the homeowner's situation.

Common defenses might include:

• Questioning the lender’s right to foreclose due to procedural errors,
• Highlighting a lender's failure to follow state-specific foreclosure procedures or
• Presenting evidence of unfair lending practices.

The objective of foreclosure defense is to keep you in your home and/or negotiate more favorable terms through loan modification, a short sale, or another alternative resolution. At Schuyler Elliott & Associates, Inc., our experienced foreclosure defense attorneys meticulously analyze each client’s case to identify possible strategies for their unique circumstances.

What Is a Short Sale & Should You Pursue One?

A short sale occurs when a homeowner sells their property for less than the amount owed on the mortgage with the lender's approval. This option can be beneficial during a foreclosure because it allows the homeowner to avoid the negative consequences of a foreclosure on their credit report (instead of a foreclosure, it will appear as settled debt). It also enables the lender to recover a portion of the loan amount without undergoing the lengthy and costly foreclosure process.

It is often recommended that you consult with a foreclosure defense attorney before pursuing a short sale. Your attorney can provide valuable insight into whether this option best aligns with your financial and personal circumstances.